Randy Collins, CFP®, RICP®, ChFC®, CASL®, CLU®

Wealth Management Advisor

Life is busy. Let us help you create the time and a plan to enjoy it.

As a society, we are so busy with the abundance of day to day that we do not spend enough time stepping away, even for a brief time, to assess where we are and where we want to go. Our days are spent focusing on career expectations, work/life balance, physical/mental health, and simple decisions like what's for dinner. In the backs of our minds, we ponder big decisions like business succession plans, corporate sales goals, retirement, transference of wealth to our families or favorite causes, and much more. Add in the day to day financial decisions and it can become overwhelming. We procrastinate and avoid the discussion.

There's a better way

We've all heard the saying it "takes a village" to raise a child. Well, the same applies to helping families and business owners assess their life goals and their financial plan. There are a lot of moving pieces and having someone in your corner to coordinate and communicate allows you the freedom to focus on other areas of your life.

What we offer

  • Review of any existing financial plan and components. Identifying any potential gaps and assessing needs.
  • Cash flow review and assessment by spending category
  • Consultation on all things financial - debt reduction, education planning, major purchase decision implications
  • Monitor personal financial ratios such as Net Worth, Debt to Income, Savings Ratio and more.
  • Comprehensive financial planning customized to your unique dreams and goals.
  • Consult with, or organize, family meetings with children and grandchildren to either discuss your financial plan or to increase basic financial awareness.
  • Organize and coordinate with other financial and lifestyle partners such as CPA, Estate Attorney, Life Coach, Banker, Charitable Giving Organizations, etc. to provide a cohesive road map on major decisions.

How to Save for a Down Payment on a House

There are some general rules to figure out how much house you can afford and how big a down payment you may need. 

What Is an RMD?

When you turn 72, the IRS requires you to start taking required minimum distributions from your tax-deferred retirement accounts.

Is It Better to Have a Will or a Trust?

They can both serve an important part in an estate plan. We break down the differences.

 

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Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.